Nowadays, we often see moms stepping out of more traditional roles to become powerful wealth creators in their families. Moms take on almost anything, from running a home to excelling at work. Modern moms are making bold, strategic financial moves, such as property investments, to ensure their families are financially secure for future generations. Mothers who build property portfolios create property wealth that forms the grounds of generational wealth and success!
Why moms are using property investments to secure their children’s future
Property investment serves as one of the most valuable and reliable long-term investment strategies for numerous South African women. Property investments are the cornerstone of creating a lasting legacy. Rental properties create the opportunity to generate secure passive income streams, they gain value through appreciation, and can be inherited by your heirs. This property wealth that accumulates through property portfolios allows moms to care for their families in the present and the future!
“According to a 2024 report from Lightstone, women are driving the local property market. Women-only buyers own 38% of residential properties, compared to just 29% owned by men… A report by Stats SA revealed that 45.4% of children live with only their mothers, while just 4.2% live with only their fathers.” (Source)
Mothers are making considered property investment choices
Mothers who invest in property assets keep their children top of mind. They may be thinking long-term, such as providing financial support for education, capital for their children to run their own businesses one day, or supporting general living expenses.
Mothers often aim to teach their children and grandchildren to think strategically about finances, their assets, and creating long-term financial goals backed by solid planning and strategy. In this way, mothers are not merely providing for their family, they are teaching and preparing their loved ones by boosting their financial literacy and money handling capabilities.
Building wealth via rental properties
A very powerful tool mothers are using these days, to leave a legacy, is building wealth through rental properties. As a mother, owning a buy-to-let or rental property in a high-demand area secures a stable monthly rental income. This can be reinvested or utilised in support of a family’s daily expenses. A rental income can cover your home loan repayments over time, and your property will also appreciate. This results in capital and income growth.
Wise mothers know the relevance of property portfolio diversification.
According to Jacques Fouché, IGrow’s CEO and Founder “Most investors start with one investment property, and then grow their property portfolios, and with leverage used correctly, it is possible to retain this property, refinance using the equity it accumulates in a few years, and then accelerate to owning more properties through reinvesting.”– (Jacques’ eBook)
The idea is to seek out high-demand areas, nearby good schools and tertiary institutions, as well as near to working hubs. (Source) These rental units support mothers’ current household expenditure, and also provide their children with property assets that they will be capable of managing when they grow older. They will be able to grow these portfolios further, too, given that their mom has taught them “wealth management” well! IGrow’ strategists do the legwork of property analysis for you so you know you’re getting a winner and not a lemon.
How does IGrow support the property investment process?
Rental properties offer IGrow investors both security and flexibility. If your units are well-managed in a trust, they will help you pay your children’s school fees, any unpredictable emergency expenses and cover your personal needs in retirement tax free. This will happen while your properties increase in value through appreciation.
Another great point to consider is that buy-to-let units offer a rental income that goes up every year, without fail. This is handy given that the cost of living rises every year as well. IGrow’s exclusive Rental Assist offerings also help you counter the front-loading of interest by the banks in the early years of your home ownership so that you get to the good part where you break even and can access equity faster!
IGrow Wealth Investments’ investment strategists are there by your side to help you come up with a sound investment strategy to meet your financial needs and goals. Through strategic property purchases with the guidance of IGrow, and by adopting healthy investment property wealth management habits, you will see success!
As a mom, you are sowing seeds that will be thriving orchards when your kids and grandkids grow older and they will have your property portfolio to lean on financially.
Building wealth through wise property investments
Mothers can educate themselves on how to build wealth with property by attending IGrow webinars, online courses and utilising our handy free consultations with property investment specialists.
Many mothers join networks or communities such as IGrow Wealth Investments so that they have expert guidance on hand, regarding property sourcing, financing their purchases, tenant management and overall long-term property investment planning. With the correct property portfolio planner support, anybody can turn one investment property into a multi-property portfolio.
The essence of property assets is that they are tangible and physical assets that grow in value over time. Moms can leverage a specific property in their portfolio through retaining, refinancing and reinvesting. Jacques Fouche (IGrow’s CEO and Founder) speaks of the “3 R’s of property investing: Retain, Refinance and Reinvest.
IGrow witnesses investors who are parents teaching their kids wealth management
At IGrow, we are witnessing parents teach their children how to handle property matters strategically. They encourage them to grasp rental returns, budgeting to cover property expense outputs, to keep an eye on property market trends. These skills their kids pick up set them up so that the next generation can build on the property portfolio foundation their mother leaves behind.
This is a means of legacy building that is powerful and inclusive of the younger generations. Children can grow up helping their mothers oversee multiple properties.
IGrow’s rental managers offer invaluable tenant and property maintenance management that takes the stress off mom and allows her more quality time with her family. View our blog that illustrates the many benefits of using IGrow’s property management team to ensure your properties run smoothly: Why Property Investors Need Top-notch Property Rental Management & Maintenance Services.
Mom won’t have to do DIY property management where she needs to manage tenants’ requirements, rental payments, lease preparation, property inspections or maintenance issues. Painting a building, fixing a burst geyser or simply communicating with tenants timeously will be taken care of by IGrow’s expert rental managers.
Investment property wealth management creates a budding family empire
Overseeing a property portfolio takes grit and determination, but it is also very rewarding! Moms who are savvy when it comes to investment property wealth management create a pathway for long-term financial security and independence in their own lives and in the generations they leave behind. Their property illustrates their legacy that secures their loved one’s financial freedom.
Moms can involve their children in property concerns from budgeting, to understanding repair processes and costs, how to unpick the fine print in a Lease Agreement, and handy tools like calculating ROI, and keeping on top of home loan repayments. Throughout this process, they are handing down more than just a property, they are passing on a mindset that embodies empowerment and responsibility.
Conclusion: Moms are leaving a lasting legacy for generations to come!
Mothers who invest in property are not making mere financial moves, they are shaping the future of their loved ones, who will be left behind, one day.
In building wealth through rental properties, by mastering investment property wealth management, and in mothers educating themselves on how to build wealth with property, they’re doing the best for their kids! They are allowing their children to have more than the mere properties they inherit. Their legacy means their children and grandchildren will be strong, independent, able to seize property investment opportunities, and grow their mothers’ empires.
The IGrow team salutes those incredible moms who are using property investment to secure their families’ futures.
If you are interested in starting to grow your portfolio, let us, at IGrow, guide you through every step, from home loan approval to tenant placement. We believe building property wealth isn’t about the assets themselves alone. It’s about securing your own financial independence and a bright future for your loved ones when you are no longer around.
Become the powerhouse mom you have always dreamed of- the mom who runs a home and a property empire with ease and support from IGrow’s experts! Book a consultation with an IGrow property investment specialist today and secure your future and the future of coming generations.
