A large number of investors believe that their accountant fully grasps all the nuances of property investment. IGrow Accounting and Tax Advisory have decades of experience with buy-to-let properties, tax incentives, company and trust setups, and financing strategies, to guide you on your property investment journey. At IGrow Wealth Investments, we emphasise that your accounting and tax guidance should be interwoven with your property investment strategy from the start, not just something you think about for the first time as tax season rolls around.
Here are some questions you may want to ask.
Does your accountant…
1. Have specialised property tax expertise?
Accountants typically focus on general corporate or personal tax returns. They may not be in tune with property-related tax deductions like the Section 13 Sex Tax Act. This Act allows for a deduction if you own 5+ residential properties. View our blog post that will explain the Section 13 Sex Tax Act in more detail and whether this deduction may apply to you.
2. Have experience with specific deductions available to property investors and compliance issues you need to know?
Rental income tax in South Africa has many components relating to home loan interest rates, municipal rates, levies, insurance costs, repairs and maintenance costs and property management fees. These components are all tax-deductible if you keep accurate records (documentation) related to this. Perhaps you are not aware of this, and nor is your usual income-tax accountant. (Source)
3. Have the capacity to offer strategic advice?
An everyday accountant stops after helping you reach compliance. Property investing requires a more strategic approach. You will be advised by IGrow Accounting and Tax Advisory on how to structure your property investment ownership (individual, company and trust set-up). Your accountant may not be up-to-date on leveraging financing, how to make use of rental gearing (increasing or decreasing your rental rates on your buy-to-let property), and the best way to protect your property assets.
4. Keeping up with evolving tax laws in this specific field?
Property tax deductions and regulations either change or remain more consistent, but you need to be on top of this to reap the deduction rewards. IGrow’s Tax and Accounting Advisory is constantly aware of property tax deductions and any changes that may have come about in 2026, as seen in our blog post about tax updates.
What does IGrow offer you that makes our services worthwhile?
- We incorporate our tax and accounting advisory services into our offering for all IGrow Investors at special rates. This means you will gain a structuring strategy and compliance advice all under one roof.
- Our accountants and tax advisors are up to speed with the latest property tax changes in South Africa. This includes transfer duty thresholds, VAT-related advice, and incentives like Section 13 Sex Act.
- We help you optimise the structure of your property portfolio for tax efficiency, manage your cash flow, and offer recommendations, restructuring, or reinvestment advice when unlocking the equity in your property sounds like a good idea.
- We coordinate setup with the trust system and ensure legal compliance. You will find that IGrow offers synchronised advice across our various companies and service offerings under the IGrow Group of Companies.
Key Takeaways
- Many accountants are presumed to have property-related tax knwoeldge. However, they could lack the experience required to optimise your property tax deductions and property portfolio structuring.
- Property investing comes with deductions, incentives, and risks that shouldn’t be overlooked.
- IGrow offers a full in-house service offering of accounting, tax, trust, and strategic services. This will align well with your overall property investment goals.
- Our unified IGrow team and advisory model means you won’t just maintain compliance; your property portfolio will be aligned to maximise wealth creation and protection.
Conclusion
The property investment world requires expert, specialised, strategic accounting/tax-related advice. IGrow Accounting and Tax advisory can deliver on this. We don’t just file your tax returns; we craft a tax-efficient structure for your property investments. This will support both capital growth and compliance.
Contact IGrow today and book your free consult. Let’s assess your property’s structuring strategy and tax efficiency to take your investment to new heights.
