The insurance and traditional investment companies are not going to come to your rescue - the only person who can create financial freedom for you is you.

The world’s number #1 property investment plan, ideal for:

  • entrepreneurs
  • property investors
  • salary earners
  • business owners

A message from Jacques Fouché, CEO and founder of the IGrow Group of Companies:

First and foremost I wish to thank you. I cannot adequately express my deep appreciation for the support we receive from our IGrow investors. Thank you for trusting IGrow to assist you in your quest to create, grow and protect your wealth so that you can leave a legacy to your loved ones.

I believe in leading by example, and as such, I am currently developing a R110 million personal buy-to-let property portfolio, that I intend to keep as a long-term investment, that will form part of my legacy to my children, and my children’s children.

The IGrow Group has sold A-grade investment stock in excess of R3 billion to our property investors to date, and we currently manage more than a billion rand’s worth of buy-to-let rental properties for our investors.

Over the last decade, the IGrow Group has grown from 15 to more than 70 full-time employees, and has opened offices across the country in Durban and Pretoria, as well as moving our Head Office to a new location in Cape Town to accommodate our phenomenal expansion.

I have been fortunate enough to speak to over 70 000 property investors and business owners over the last 10 years at venues across South Africa, meeting property investment superstars and successful entrepreneurs along the way. In these interactions, I noticed a recurring, crippling problem that investors face.

These investors were working hard at their investments, yet still struggling to achieve the level of passive income and success from their property portfolio, that would enable them to retire ahead of schedule.

I discovered why not just South Africans but 99% of the population around the world are failing to reach the level of passive income, financial freedom and wealth they really want in their lives.

So, what is this seemingly ‘insurmountable’ problem?

Most investors, entrepreneurs and business owners are ignorant of the need to develop a strategic property investment plan. Nobody had a customised blueprint or roadmap, tailored to their and their families’ lives, that could guide them to achieve financial freedom, and leave the rat race behind by retiring earlier than anticipated.

What do I mean?

In my interactions with existing or potential property investors, I found that they were all asking similar questions.
These questions were:

  • Where should I invest my money?
  • How many properties can I afford?
  • What type of properties should I buy?
  • What should my gearing ratio be?
  • In what entities should I build my portfolio?
  • Can I get more financing from the banks?
  • Should I buy cash?
  • How and when will I have enough passive income to retire?
  • How does my property portfolio’s growth compare to the growth of other conventional investments, like unit trusts, a share portfolio, retirement annuities and pension funds?

When I asked my investors some very specific questions it became clear that even those with a so-called ‘investment plan’ did not know what the internal rate of return (IRR) on their investments needed to be to earn them a precise amount of income at a specific future date, to achieve their goals of early retirement.

In other words, they did not know how hard their money was working for them. They could not measure their returns and therefore could not accurately predict the outcome of their existing investments.

This is what I like to call the ‘hope-and-pray’ strategy. If you don’t measure your returns, how can you work out if your growth rate is adequate to take you to financial freedom? This is the reason 99% of investors won’t be able to retire financially free: they think they know the expected outcomes of their investment, but very few can actually do the necessary financial calculations.

Most property investors had no plan whatsoever, and the few who did had created a one-dimensional 1-page excel spreadsheet for themselves. They had read the books, went to the seminars presented by ‘gurus’ - many of whom do not own property themselves - and listened to their ‘expert financial advisors’ and friends. But they could not fully appreciate the nature of investing in property and how to grow a multi-million rand property investment portfolio.

No one I have met has ever developed an all-inclusive, advanced, strategic property investment plan to become financially free.

None of them could show me a detailed plan of their investment portfolio, combining their traditional financial products and investments like shares, unit trusts, retirement annuities and businesses with their property investments into one strategic blueprint.

Zig Ziglar said it best, “Many people spend more time in planning the wedding than they do in planning the marriage.” What this illustrates is that working on your plan is more important than planning the deal, because if you have the wrong plan you are planning the wrong deal. This is what Alan Lakein meant when he said that “planning is bringing the future into the present so that you can do something about it now.”

You might ask: “Why aren’t more investors and entrepreneurs building multi-million rand property portfolios and achieving the wealth, lifestyle and passive income they dream of?”

I have found that there are 3 main reasons:

  1. 1. They don’t know how to calculate the real IRR on their money invested in a property. If you can’t measure, you can’t manage.
  2. 2. They don’t have an expert team of property investment specialists to guide and coach them. With their futures at stake, they risk doing it on the cheap, with gurus who pretend they are experts. Or they risk doing it all by themselves because they think property investment is easy.
  3. 3. They don’t have a step-by-step strategic property investment plan and blueprint for financial freedom.

Wealthy investors become so by understanding the true value of leverage: strategically leveraging the correct plan, team and debt to become very rich. Highly effective property investors succeed because they use other people’s knowledge, time, effort and experience to build wealth for themselves.

Knowing that everything starts with a strategic plan, my team and I set out to create the world’s most advanced and complete property investment plan for investors wanting to become wealthy and retire early.

So, after years of study, after founding and growing several property investment companies within the IGrow Group, as well as my own financial freedom through property investment, my team and I are excited to give you access to the world’s number 1 property investment plan.

If you want the most comprehensive and elite property investment plan – created by a team of industry experts to be unique to your financial situation and to help you retire 10 to 20 years earlier, then I have good news:

IGrow Wealth Investments has created the IGrow Wealth Plan.

However, there is very limited access to the IGrow Wealth Plan.

The main reasons we are limiting the number of plans we create in total are:

  • the time and resources necessary to create your customised plan, as well as the ongoing strategic advice we deliver, means we are only able to create a limited number of IGrow Wealth Plans, and
  • we only want to work with committed investors who are serious about achieving their financial freedom goals.

Key objectives of the IGrow Wealth Plan

  • To provide a comprehensive report detailing where you are now in your plan towards your retirement.
  • To lay out what is required to achieve your desired monthly income in retirement.
  • To set the date of your financial freedom.
  • To manage, optimise and review your portfolio’s financial performance.
  • To execute tailor-made strategies to build your asset base with A-grade investment properties.
  • To fulfil the IGrow mission statement of helping our investors create, grow and protect their wealth, for them to be able to leave a legacy to their loved ones.

Why is the IGrow Wealth Plan unique?

This is the only plan that incorporates both traditional investment vehicles such as pension funds, retirement annuities, collective investment schemes and alternative investments with buy-to-let real estate. This enables the IGrow Wealth Plan to illustrate a more accurate overview of your investment portfolio.

In creating your customised plan, we help you calculate:

  • your current investment growth rate on your existing investments.
  • the new growth rate you will need in order to achieve financial freedom at your desired retirement age.

How will the IGrow Wealth Plan accomplish this?

The IGrow Wealth Plan will review your current investment portfolio and track it against your retirement income needs. From here we are able to calculate the steps you need to take to achieve those goals, such as:

  • how much capital you need to invest
  • what type of properties you should invest in
  • how many additional properties you need in your portfolio (if there is a shortfall)

A comprehensive property investment plan should consist out of the following:

  • Forecasts
  • Projections
  • Goals
  • Financial planning, combined with property investment planning

Your personalised plan will cover the following:

  • Establish your retirement goals
  • Review your current provisions
  • Analysis of your investment portfolio at retirement
  • Analysis of your property portfolio at retirement
  • How to combine funds invested in traditional investment vehicles with property investment to maximise your retirement income
  • Recommendations and advice from our General Manager of Property Portfolio Planning and key members of the IGrow team

When investing in the IGrow Wealth Plan you also benefit from immediate access to your own team of investment experts. This team includes:

  • Property investment strategists
  • Certified Financial Planners
  • Chartered Accountants
  • Trust attorneys
  • Financing specialists (bond originators)
  • Rental managers
  • Maintenance managers

You will be allocated a dedicated property investment strategist who will guide you through the process of sourcing, analysing, buying, financing, managing and maintaining your buy-to-let property portfolio.

On top of this, you will have access to IGrow’s General Manager of Property Portfolio Planning, Sean Johnston CFP® (Nat.certWealthMan(Stell),DipMarketing(IMM),BBA (Hons) (Marketing),PgDipFinPlan(UFS), AdvPgDipFinPlan(UFS) who has been instrumental in creating and building this exceptional investment plan in conjunction with me and the Chief Financial Officer of the IGrow Group of Companies, Johan van Vuuren BComHons,CA(SA),CIA,ACMA,LLB,PgDTL,LLM.

We heard about the new IGrow Wealth Plan at a recent Property Investment Seminar, hosted by IGrow in Pretoria. The specific focus on property as an investment vehicle distinguishes this plan from other investment options. The consultation with Sean at IGrow was very thorough and professional and took our specific nuisances into consideration. After discussing the Wealth Plan we now possess clarity about our retirement, and our confidence has received a significant boost. Because the IGrow Wealth Plan takes a holistic view of our investment future and factors property investments into our overall investment strategies, we were convinced this plan was the one for us. In order to reap the full benefits of this plan – namely being able to make important, life-altering decisions today by tracking and managing current investment scenarios - we had to be transparent about our other investments, which we were more than comfortable doing. The professionalism we encountered at IGrow has been fantastic, allowing us to make future investment decisions with a relatively high degree of confidence. We highly recommend the IGrow Wealth Plan.
Michael Klein and Hanlie Nel
Michael Klein and Hanlie Nel
Testimonial – 18 June 2018

Ask yourself how much it is worth to you, to become financially free with a property portfolio worth tens of millions of rands.

How would your life change if could retire 10 to 20 years earlier than expected?

What if you could achieve an annual compounded return of 50% or more on your invested funds?

This plan, and the team that comes with it is truly your key to unlocking financial freedom and living an incredible life.

The world’s number #1 property investment plan could easily sell for over R50 000

This is an illustration of the value of this plan and some of its benefits:

  • The world’s number 1 property investment plan – worth R50 000
  • The IGrow investment team of seven property investment experts - worth R25 000 per year in consultation fees alone. You get lifetime access (on the condition that your annual investment plan review fee is paid.)
  • The first annual review and evaluation of your investment portfolio and creation of your investment plan - worth R3 495 (included in the cost of the first year of your investment plan.) This annual review will be done by Certified Financial Planners (CFP®) from IGrow’s Property Portfolio division (part of IGrow Wealth Management, FSP number 27534.)
  • Your own dedicated Property Investment Strategist – worth R5 000 per year. You get lifetime access (on the condition that your annual investment plan review fee is paid.)

This equates to a direct market value of R83 495.

I believe no one else in the world can give you an offer that is this valuable at the price I am making available to you here today.

For those of you who are 100% committed and truly desire financial freedom, you can get started right away for only R8 995.

While implementing the IGrow Wealth Plan you will learn:

  • How to pay minimum income tax before and after retirement
  • How to avoid the common investment mistakes
  • How many properties you will need to achieve your income at retirement
  • Accounting, financing and investment skills from your highly qualified team of experts
  • How to get on the inside track of the best and highest growth investments in SA
  • How to use other people's money, time and effort
  • How you can build your wealth from a solid foundation
  • How to follow and implement proven property investment strategies
  • How to build and run your property portfolio as a business
  • How you can get an investment team of 7 experts instantly working for you
  • How to create the correct tax efficient structures for estate and succession planning
  • How to retire 10 to 20 years earlier than expected
  • How to choose, analyse and buy the best below-market value investment properties
  • How to implementing real-life investment strategies to build your property portfolio
  • How to optimise your portfolio's performance
  • How to do market research and secure the best deals before anyone else
  • How to minimise and/or pay almost no tax at retirement
  • How to avoid estate duty, capital gains tax and executors fees
  • How to get SARS working for you through implementing Section 13sex of the Income Tax Act
  • To follow a proven, time-tested investment strategy that creates real wealth

Yes, that’s correct! Not R89 995 but only R8 995.

This investment will guarantee you your own unique investment plan and a strategic, step-by-step blueprint for financial freedom – an investment in your education and your financial future.

This also entitles you to lifelong access to my expert investment team - as long as you remain an investor in this plan (by paying your annual property investment review fee) you will benefit from this access. This means that all your property investment consultation fees are subsidised, and you have the best property investment plan and team in the world working to make early retirement a reality for you.

I will include a complimentary one-hour one-on-one mentorship session with Sean Johnson CFP®, our General Manager of Property Portfolio Planning. He is the chief engineer of the IGrow Wealth Plan, and one of the highest qualified investment experts in South Africa, who will help you stay on track for your retirement.

Having a dedicated property investment strategist allows you to evaluate which top-performing, A-grade investment properties to purchase for your investment plan, selecting them from the IGrow portfolio of properties. Your strategist, in conjunction with the other investment experts, will implement your plan and help you to execute your wealth-protection and wealth-creation strategies.

These consultations can either take place in person at the IGrow offices, via Skype or telephone - whatever is most convenient for you.

Not only are you effectively saving R74 500, but you are also building up a property portfolio worth tens of millions of rand, which will produce tens of thousands of rand in passive income every month.

But your real value is in retiring 10 to 20 years earlier, worry-free. This, in turn, will allow you to spend time with the people you love and live the life you always dreamed of and be able to leave a meaningful legacy to your loved ones.

The IGrow Wealth Plan is an in-depth analysis and roadmap showing how you to achieve financial freedom through property investment.

Do you have questions and not sure if this plan is right for you?

Schedule a Free No obligation consultation with one of our Property Investment strategists whom will guide and advise you on the benefits of our Wealth Plan and how you should plan for your retirement.