IGrow Wealth Process
Our Investment Approach
Rule - Invest in Youself First and Plan for Retirement
The first rule of wealth creation is to invest in yourself before you invest in anything else. This holds true for property as well. By attending the dynamic IGrow seminar, investors will gain an overview of the holistic property investment principles that have created financial freedom for millions of successful investors worldwide.
Alternatively, if investors are unable to attend, we encourage them to make an appointment for a free, no-obligation personal strategy consultation.
IGrow Helps You to Formulate Specific Wealth Protection and Wealth Creation Strategies
Once your requirements and goals have been assessed, the IGrow Wealth team devises a realistic, step-by-step action plan to achieve your objectives.
There are to this strategy
ESTABLISHING YOUR INVESTMENT GOALS
We formulate a customised acquisition strategy for each of our investors. This will ensure the investor purchases property at the correct price and that plans are optimally structured to best suit the investor’s goals, regardless of whether the aim is to buy-to-let, buy-to-sell or both.
This information gathering takes place during your initial, free, no-obligation consultation with one of our highly skilled, professional property investment strategists.
If you have one, we will review your existing investment portfolio, as well as looking at your risk profile, your goals and the time frames you have to achieve them.
During this meeting, we explain the incredible power of investing in property and how it is enabling people to achieve their goals faster than they anticipated. We will also explain how an investment in property can dovetail with your existing investments to help augment and secure your savings for retirement.
CREATING YOUR PERSONAL WEALTH PLAN
After gaining a thorough understanding of where you are now, where you want to be and how long you have to get there, we create an achievable plan to help you reach your goals.
This is not a get-rich-quick scheme. Our proven strategies are realistic, taking a long-term approach to wealth creation and protection, without speculation. We use our pool of knowledge, gained over more than a decade in the property investment business, to devise a property investment strategy tailored to your budget, time frame and risk profile. This plan is regularly reviewed by our team of experts, drawing on the extensive experience of our world-class Property Investment Strategists to ensure that you are on track to achieving your goals.
MAXIMISING STRATEGIC FINANCING
Our bond origination specialists will review your current finances and develop a financing strategy for your long-term property investment plan.
Correctly financing your property investments can give you access to additional funds in the future, that can be rolled over to buy further properties and grow your portfolio. Our highly skilled home loan strategists are able to secure the best possible deal for you to help you not only invest in property now but structure it in a way to maximise your return and make it easier for you to invest further in the future.
CREATING THE CORRECT PROTECTIVE STRUCTURES
To protect your buy-to-let properties you need to invest within tax-efficient asset-protection structures. This is done to ensure your portfolio is protected against legal predators, SARS and third parties who may have a legitimate claim against you.
Why is investing in the correct structure so important? If you invest in your personal capacity you run the risk of losing part or all of your investment to banks due to defaulting on debt, personal and business creditors, and to SARS through capital gains tax and estate duties etc. If a trust owns the properties (rather than the investor directly) then these are protected for you and future generations.
ACQUIRING INVESTMENT PROPERTIES
Once your strategy is in place, we will assist you to implement it by acquiring the right, below-market value, top-performing properties, in line with your needs and goals.
IGrow works closely with property developers, securing bulk discounts for our investors that are not available anywhere else in the marketplace. We ensure you purchase property at the best price to maximise your possible investment return.
RUNNING YOUR PORTFOLIO AS A BUSINESS
When you are investing your own capital and making financial commitments to use property investments to grow your wealth, it is vital to obtain the very best tax advice in order to maximise your allowances. In the property investment business this is no exception.
IGrow Chartered Accountants specialises in Trust accounting and offers a variety of services including property tax, business accounting & personal tax. We are dedicated to your investment success by ensuring tax, accounting and regulatory compliance based on professional excellence.
MANAGING YOUR RENTALS
Hands-on rental property management is the cornerstone of successful, long-term property investment. By actively ensuring your property is kept in excellent condition and that your tenants not only care for the property but are happy living there, your investment returns will be maximised.
One of our unique distinctions in the market place is that we care as much for our tenants as we do for our owners. We understand how vital proper communication is to both owners and tenants to ensure the best service possible. With highly trained and qualified rental agents and administrators, we always ensure that our clients receive the highest levels of personal service and feedback regarding their investment properties.
The services of IGrow Rentals include:
- Direct and strategic advertising of your property on multiple property websites and portals, thereby reaching thousands of targeted, qualified tenants
- Three tier credit vetting and checking of references of potential tenants
- NCA- and CPA-compliant comprehensive lease contracts
- All deposits held in interest-bearing accounts
- All monthly rental payments are managed with the most advanced rental management system available
- Regular property inspections
- Maintenance and general administration are managed on behalf of our clients
Exclusive Rent Guaranteed product available to owners of the properties we manage.
REGULARLY REVIEWING YOUR STRATEGY AND PORTFOLIO
Your portfolio and Wealth Plan are reviewed bi-annually, to assess your portfolio’s performance and make the necessary adjustments to ensure the best possible returns.
Together with you, we regularly review your property portfolio and Wealth Plan’s performance to make sure your investment properties are still the most suitable for your goals. These regular reviews allow us to make the necessary adjustments to your plan and portfolio to account for factors that impact your investment returns. These factors include fluctuations in the economy and property markets, as well as your own personal circumstances.
ONGOING EDUCATION AND MENTORSHIP
IGrow is dedicated to the education and upliftment of our investors. We strive to teach you how to identify, acquire and manage top-performing properties that provide above-average rental income and capital growth yields.
In our continued effort to assist investors to grow and manage their portfolios, we regularly post relevant and interesting articles related to the local property market, as well as presenting monthly seminars on property investing and the benefits of trust structures. You also have access to your personal property investment strategist, who is on hand to advise and guide you through your property investment journey.
Get the right advice
Book a Free Property Strategy Consultation
We are here to help!
We invite you for a life-changing, free, one-on-one property investment consultation, where we will discuss your financial future and how you can leverage other people’s money, time, effort and experience to work for you in building your buy-to-let property portfolio.